Who we are

Prudential Shariah (Pty) Ltd is an independent, owner-managed private company, provides discretionary real estate investments to individuals, investment clubs and companies. We specialise in sourcing and structuring high yielding and high return on capital real estate investments, our unique business model allows us to source off market real estate investment opportunities not normally available to the public. We offer a turnkey and passive investment solution to investors seeking above market related returns.


Vision

Become the leader in Shariah Compliant real estate investing environment, setting new trends in Shariah Real Estate investing


Mission

Create pure Shariah returns with every transaction


Why invest in real estate?

Our uniquely sourced real estate investments offer investors opportunity to share in the profits and rental income from properties purchased below market values. Prudential Shariah also structure real estate transactions to offer high yields and returns with protection in direct ownership, we source distressed property directly from auctions, attorneys and various other real estate stakeholders. All property transactions are diligently screened and reviewed.

Investment volumes in South Africa's real estate saw a 55,2% increase in 2016, despite economic challenges, weak currency and political uncertainty. Real estate consulting firm, JLL SSA, has released its 2016 Investment Review of the South African property market with analysis reporting a R28.8bn increase in investment, from 18,5bn in 2015, and a similar 52.8% increase in gross lettable area (2 million square metres). This is a good reflection of investors seeing value in existing fixed assets, as well as long term confidence in the economy. "Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world." Franklin D. Roosevelt


Teamwork creates success


The Team
At Prudential Shariah we have a very successful team, various role players sourcing the real estate opportunities, service providers assisting with due diligence and risk management, accounting and financial consultancy experience, legal partners that specialises in property law, Board of Shariah directors reviewing and screening all investments for viability and compliance, and independent auditors.


Shariah Advisor, Mufti Ismail Desai
Mufti Ismail Ebrahim Desai is a reputed Shari'a scholar and Islamic finance expert who has advised on deals including trade finance, M&A, corporate restructuring, Sukuk structuring, capital placement and deal advisory. Mufti Ismail has also structured an asset management firm. Mufti Ismail has approved and certified scores of firms, institutions and banks for Shariah Compliance. Mufti Ismail has also successfully advised on several capital raisings for firms and companies. Mufti Ismail is a leading scholar with vast capabilities and understanding of global corporate finance and Islamic Finance known for creating and delivering unique services to clients all over the world.


John Hibbert, Director
A versatile and strategic minded individual with a proven track record of success within the financial services industry. Possessing excellent organisational, networking, team and interpersonal skills with a keen eye for detail and numbers. Acknowledged throughout his career with attention to detail, commitment, time management, customer relations and flexibility. John will deal with the day-to-day management of investment capital. John holds a Bachelors of Commerce Degree, specialisation in Risk Management (Unisa), he also completed the Post Graduate Diploma in financial planning (Free State) and a further national certificate in wealth management (Stellenbosch), passed the board exam to earn designation of Certified Financial Plannerâ„¢ of the Financial Planning Institute of Southern Africa.